Every time you use a cash-back credit card, the card issuer "pays you back" a certain percentage of the purchase amount. For example, if your card...

"Cash back" doesn't mean the card issuer sends you an envelope full of dollar bills. But the rewards do ultimately leave you with more cash in your...

There are three basic kinds of cash-back credit cards: • Flat-rate cards pay the same cash-back rate no matter what you buy. Flat-rate cards typica...

Everyone's spending patterns are different, so the card that earns you the most cash back depends on your individual situation. If you spend far mo...

Legally speaking, credit card rewards are treated as discounts on purchases rather than as income. That means you don't owe any taxes on your cash...

No annual fee means that you will not be charged an annual fee for simply holding a credit card. Many high-end rewards credit cards charge annual f...

An annual fee is worth it when you're able to extract more value from the card than you pay for the annual fee. For example, if you earn $500 per y...

Credit cards with annual fees typically earn more rewards and may have other benefits, like travel credits and airport lounge access, than those wi...

Luckily, many credit cards for bad credit have no annual fee.

Just because a credit card has no annual fee doesn't mean it's not worth it. Some no-fee credit cards can offer great value.

While cash-back credit cards are easy to use and earn rewards, they also come with some disadvantages, such as high APR rates, which can be risky i...

Using cash-back does not hurt your credit score as the main factors that impact your score are payment history, length of credit history, the type...