Known as ACA (Affordable Care Act) plans or marketplace health insurance, these are plans that are only available to certain sections of the population and not to everyone. They are long term, though, and they can offer very affordable, very powerful benefits that can help people of all ages to save money on their healthcare.

Marketplace plans offer various insurers’ options in different metal levels: Bronze, Silver, Gold, and Platinum. These plans are based on how your healthcare costs are split with your insurer. You pay the most with a Bronze plan and the least with a Platinum plan. You can compare the costs of these plans using the marketplace.