Every time you use a cash-back credit card, the card issuer "pays you back" a certain percentage of the purchase amount. For example, if your card...

"Cash back" doesn't mean the card issuer sends you an envelope full of dollar bills. But the rewards do ultimately leave you with more cash in your...

There are three basic kinds of cash-back credit cards: • Flat-rate cards pay the same cash-back rate no matter what you buy. Flat-rate cards typica...

Everyone's spending patterns are different, so the card that earns you the most cash back depends on your individual situation. If you spend far mo...

Legally speaking, credit card rewards are treated as discounts on purchases rather than as income. That means you don't owe any taxes on your cash...

If you’ve struggled with credit in the past or have a low credit score, you may find it hard to get a good deal on a cashback credit card. This is...

Cashback cards and rewards cards are very similar. But while a cashback card gives you rewards in the form of money, a rewards card usually gives y...

Both types of card work in the same way: the more you spend, the more you earn. However, rewards cards tend to earn your slightly more, albeit with...

Cashback cards typically have high APRs simply because they offer financial benefits (the cashback) and the card companies want to make money. If y...

Cashback credit cards allow you to withdraw cash but, as with all credit cards, it’s not an efficient way to get money. Credit card companies tend...

Whether you’re eligible for a cashback credit card will come down to the provider’s view of your finances. They’ll take into account factors such a...

Yes, it is possible to get a rewards debit card. You first need to apply for the current account that the card will be linked to. A rewards debit c...

There is nothing to stop you taking out multiple rewards credit cards, but you may wish to look at whether it is a sensible choice. It might make s...

That largely depends on your shopping habits and which outlets you use. However it’s fair to say that American Express are generally the top-paying...

Yes. Just like standard credit cards, with rewards cards you’ll be covered by Section 75 of the Consumer Credit Act. That means if you buy somethin...