CD stands for "certificate of deposit" — and is just that: a deposit account that earns interest. CDs come with different terms, such as six months...

A CD rate is expressed as APY or annual percentage yield. A CD's APY is the amount of interest that an account earns in a year. Unlike the rates yo...

What's considered a good CD rate depends on the length of the CD term. Currently, the highest rates available for 12-month CDs are around 5% APY.

There typically aren't any fees, such as monthly maintenance fees, associated with CD rates. There are, however, some CDs that require a minimum de...

If you're wondering how to choose a CD rate, first focus on how long you want to keep your money locked up for. Choose a CD based on that length of...

CD rates are expected to continue going up so long as the Federal Reserve continues to raise its benchmark rate in an effort to tamper with inflati...

The banks that have the best CDs are the banks that made this list. Here's a recap of the banks with the best CDs:Ally BankBarclaysBread Savings (f...

Whether or not a 10-year CD is worth it depends on your risk tolerance. A 10-year CD may be worth it for someone who wants a guaranteed return with...

Because most banks offering CDs are FDIC-insured, you won't lose money up to the legal limit of $250,000 per account holder. You can, however, lose...

CDs are safe. CDs are federally insured so your money is protected, which makes them one of the safest savings vehicles.