Your 401(k) contributions are only part of the picture. Create a free account with NerdWallet to get details on your retirement forecast, a persona...

401(k)s often offer a small, curated selection of mutual funds. That’s a good thing and a bad thing: On the plus side, you may have access to lower...

Yep. A few things, actually. 1. Once you contribute to a 401(k), you should consider that money locked up for retirement. In general, distributions...

A defined contribution plan is any retirement plan to which an employee or employer regularly contributes some amount. Often, the employee chooses...

To make sure they have a happy (and skilled) workforce! In 1978, when the law authorizing the creation of the 401(k) was passed, employers commonly...

And that’s not the only advantage of a 401(k)! Even for employers who do not offer any matching program, every employer with a 401(k) plan is respo...

Ah yes. Perhaps the greatest advantage of the 401(k) is that contributions to a 401(k) savings account are made pre-tax. When your employer sends o...